Insurance claim
Source: The Sangai Express
Imphal, January 16 2014 :
Even though there are nearly 3.5 lakh LPG consumers in the State, distributors hardly inform consumers that insurance claims can be made if there is fatal casualty or destruction of properties due to bursting of LPG cylinders.
One can make insurance claims of up to Rs 40 lakh if there is fatal casualty or destruction of properties due to bursting of LPG cylinders.
Altogether 54 distributor companies, functioning under the Indian Oil Corporation (IOC), have been distributing LPG to consumers.
These companies enrol consumers for a certain insurance plan.
But majority of the consumers are unaware of this fact.
In case of any fatal casualty because of explosion of LPG cylinders, the consumer can take the insurance claim to the concerned distributor.
After the insurance company conducts a survey, the amount covered by the insurance plan should be given to the consumer.
However, if the pipe and regulator are not ISI certified and if there is no document for regular maintenance check by the concerned distributor, the insurance claim would be rendered invalid.
According to an IOC official, consumers can make insurance claims.
Once a claim has been forwarded, the insurance company would send its field staff and conduct an enquiry following which a report would be submitted to the company.
In case it turns out that the particular consumer was using LPG with LPG card bought from another person, the insurance claim is invalid.
For insurance claims to be valid, consumer should possess LPG cards issued in their names, said the official.